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What is private insurance and is it right for me?

Health insurance is a popular topic in our country. People talk about how expensive it is and politicians share their ideas on how to lower the costs.  The discussions usually focus on one question – whether public health insurance or private health insurance is the best option to bring down the exorbitant cost of healthcare? […]

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What to Ask When Buying a Health Insurance Plan

Employees appreciate health benefits. The insurance helps pay for medical bills, and having dependent coverage makes everything even better. Purchasing a health insurance plan is not like buying a truck off the lot. An employer will be incurring costs and obligations that will be corporate expenses for years to come. It’s practical to kick the […]

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Can I get Health Insurance with a Preexisting Condition

Preexisting conditions were once obstacles to receiving health insurance coverage. Thanks to the Affordable Care Act, preexisting conditions cannot prevent you from obtaining insurance. The ACA’s preexisting condition exemption took effect on January 1, 2014, and it prohibits health insurers from denying coverage to applicants with a preexisting condition. As you are aware, legal and […]

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Is There a Fine for Not Having Health Insurance?

The Affordable Care Act, also called ObamaCare, went into effect in 2010. In the law, there was an Individual Mandate written in, which made it a requirement for all Americans to carry a health insurance plan or else they’d be penalized by the federal government during that year’s tax season. In December 2017, the new […]

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Sue from Atlanta, Georgia
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