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Find The Best Health Coverage For Your Budget in Maryland Health Insurance

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How much is health insurance in the Old Line State?

With a population of almost 6,000,000, Maryland is the 19th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Maryland typically pay for coverage based on different factors.

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Maryland Health Insurance Premium by Age

In Maryland the typical customer 26 and younger will pay $278.14 per month while a person over 56 years old will pay over $453.24 per month.

Age Range Premiums

Age Range Premium
< 26 $278.14
26 - 35 $324.38
36 - 45 $521.16
46 - 56 $537.48
> 56 $453.24

Maryland Health Insurance Premium for Smokers vs. Non-Smokers

As with all states, customers in Maryland who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Maryland smokers pay $542.42 while non-smokers pay $521.16 on average.

Smoker vs. Non-Smoker

Smoker? Average of Health Premium
Non-Smoker $521.16
Smoker $542.42

The most affordable health insurance premiums, by city, in Maryland

These cities had the most affordable health insurance premiums across Maryland in 2019.

Most Affordable City Premiums in Maryland Health Insurance

City Average of Health Premium
Elkton $521.16

When is open enrollment 2021 in Maryland?

Open enrollment periods do vary by state and insurance type. Maryland has a state-run exchange, Maryland Health Connection. Maryland insurance companies that participate in state-run exchange include: CareFirst Blue Choice, CareFirst of Maryland Inc.(CFMI) & Group Hospitalization and Medical Services (GHMSI), and Kaiser.  Maryland 2021 Open Enrollment is November 1, 2020 -December 15, 2020.

When is Medicare open enrollment 2021 in Maryland?

Medicare open enrollment dates also vary by state. Maryland 2021 Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021


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Sue from Atlanta, Georgia
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