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West Virginia Health Insurance Plans

With a population of almost 1,800,000  West Virginia is the 38th  most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in West Virginia typically pay for coverage based on different factors.

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West Virginia Health Insurance Premium by Age

In West Virginia, the typical customer 26 and younger may pay $241.94 per month while a person over 56 years old may pay over $426.66 per month on average.

Age Range Premiums

Age Range Premium
< 26 $241.94
26 - 35 $348.02
36 - 45 $361.88
46 - 56 $290.99
> 56 $426.66

West Virginia Health Insurance Premium for Smokers vs. Non-Smokers

As with all states, customers in West Virginia who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In West Virginia smokers pay $381.50 while non-smokers pay $276.94 on average.

Smoker vs. Non-Smoker

Smoker? Average of Health Premium
Non-Smoker $276.94
Smoker $381.50

The most affordable health insurance premiums, by city, in West Virginia

These cities had the most affordable health insurance premiums across West Virginia in 2019.

Most Affordable City Premiums in West Virginia Health Insurance

City Average of Health Premium
Barboursville $149.52
Moundsville $154.81
Harpers Ferry $172.58
Martinsburg $190.29
Follansbee $208.00
Cowen $226.98
Mullins mulli $239.00
Red House $239.98
Morgantown $255.99
Hunnington $257.21

The most expensive health insurance premiums, by city, in West Virginia

These cities had the most expensive health insurance premiums across West Virginia in 2019.

Most Expensive City Premiums in West Virginia Health Insurance

City Average of Health Premium
Bruceton Mills $348.09
Clarksburg $350.17
Bluefield $354.84
St Albans $418.88
Pursglove $475.70
Poca $558.99
Wolf Creek $597.46
Grantsville $651.42
Charleston $900.26
Wheeling $924.01

When is open enrollment 2021 in West Virginia?

Open enrollment periods do vary by state and insurance type. West Virginia relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. West Virginia insurance companies that participate in the federal exchange include: Highmark and CareSource. West Virginia 2021 Open Enrollment is November 1, 2020 -December 15, 2020.

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When is Medicare open enrollment 2021 in West Virginia?

Medicare open enrollment dates also vary by state. West Virginia  2021 Medicare Open Enrollment is [Medicare open enrollment period] this upcoming period. 2021 Medicare Open Enrollment 2021 Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021

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