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Health Insurance Marketplace

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Easyhealthplans.com is here to support you finding the health coverage options that fit your coverage needs and budget. Whether you need to learn more about the Affordable Care Act, Obamacare, Qualifying Events, or Special Enrollment Periods, we are here to help you. You can find health coverage quotes at any time by completing our simple form and we'll connect you with experience, licensed health agents that match your state and individual health plan or family health plan needs.

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Affordable Care Act

The healthcare marketplace is a federal healthcare program, also known as ‘Obamacare’ created by the Affordable Care Act, which has two sides to it, a federal marketplace and a state-based marketplace. As of 2020, there are 26 states that participate in the federal marketplace and 13 states that participate in state-based marketplaces, with remaining states part of SBE-FPs, and state-federal partnership marketplaces. State-based marketplaces are very similar to federal marketplace, but they maintain their plans and enrollment periods at the state level.

If you have questions about the Affordable Care Act and how it pertains to you and your unique situation, we can help. Our licensed agents are available to walk you through how the ACA applies to you.

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Obamacare

The healthcare marketplace is a federal healthcare program, also known as ‘Obamacare’ created by the Affordable Care Act, which has two sides to it, a federal marketplace and a state-based marketplace. Obamacare plans are generally all considered minimum essential coverage, but more recently, plans have become available that do not include all of the ‘minimum essential coverage’ options. That doesn’t mean these plans are bad or worse coverage, it simply means that they don’t include every one of the minimum essential coverage options. The coverage they do include will vary by plan, premium, networks, and more. There is a lot of information out there about Obamacare, it can be confusing. to learn more, complete our simple form to be matched with an experienced, licensed agent with access to all Obamacare or Marketplace health plans.

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Qualifying Life Events

Qualifying life events are a series of life events that qualify for a special enrollment period. These qualifying life events are required to access marketplace health plans outside of open enrollment period. Some qualifying life events are: Moving out of state, a change to dependents on a health plan, losing a job, and getting married. If you have questions about Qualifying Events, complete our simple form to be matched with experienced, licensed agents who can answer any questions and even quote health plans at no cost to you. You have plenty of options to consider and we’re happy to help you out today.

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Special Enrollment Period

Special enrollment period is a duration of marketplace access outside of open enrollment deadlines. In order to access the marketplace health plans outside of open enrollment, you must be eligible for a special enrollment period. Eligibility for a special enrollment period is determined by qualifying life events. If you have questions about the Special Enrollment Period or qualifying life events, we can get you answers. Complete our simple form now to be matched with experience, licensed agents who can answer any questions about qualifying life events, special enrollment periods, minimum essential coverage, and more at no cost to you.

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