Tennessee Health Insurance Plans
With a population of almost 6,850,000 Tennessee is the 16th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Tennessee typically pay for coverage based on different factors.
Tennessee Health Insurance Premium by Age
In Tennessee, the typical customer 26 and younger may pay $185.60 per month while a person over 56 years old may pay over $300.81 per month on average.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $185.60 |
| 26 - 35 | $227.00 |
| 36 - 45 | $341.72 |
| 46 - 56 | $419.21 |
| > 56 | $300.81 |
Tennessee Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Tennessee who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Tennessee, smokers pay $320.45 while non-smokers pay $236.98 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $236.98 |
| Smoker | $320.45 |
The most affordable health insurance premiums, by city, in Tennessee
These cities had the most affordable health insurance premiums across Tennessee in 2019.
Most Affordable City Premiums in Tennessee Health Insurance
| City | Average of Health Premium |
|---|---|
| Bartlett | $147.51 |
| Oneida | $154.81 |
| Sunbright | $154.81 |
| Smyrna | $162.70 |
| Chattanooga | $164.92 |
| Piney Flats | $172.58 |
| Parsons | $175.03 |
| Brighton | $175.03 |
| Pulaski | $187.00 |
| Ashland | $198.96 |
The most expensive health insurance premiums, by city, in Tennessee
These cities had the most expensive health insurance premiums across Tennessee in 2019.
Most Expensive City Premiums in Tennessee Health Insurance
| City | Average of Health Premium |
|---|---|
| Elizaberthon | $425.29 |
| Kingsport | $435.83 |
| Murfreesboro | $439.79 |
| Springfield | $462.12 |
| Columbia | $465.87 |
| Old Hickory | $480.36 |
| Corryton | $570.98 |
| Bell Buckle | $609.86 |
| Johnson City | $619.42 |
| Brentwood | $658.31 |
When is open enrollment 2021 in Tennessee?
Open enrollment periods do vary by state and insurance type. Tennessee relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. Tennessee insurance companies that participate in the federal exchange include: Blue Cross Blue Shield of Tennessee, Cigna, Oscar, Bright, and Celtic. Tennessee 2021 Open Enrollment is November 1, 2020 -December 15, 2020.
Missed open enrollment? No worries, you still have options! Call now to speak with a Licensed rep to hear more.
When is Medicare open enrollment 2021 in Tennessee?
Medicare open enrollment dates also vary by state. Tennessee 2021 Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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