Pennsylvania Health Insurance Plans
With a population of almost 12,800,000 Pennsylvania is the 5th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Pennsylvania typically pay for coverage based on different factors.
Pennsylvania Health Insurance Premium by Age
In Pennsylvania, the typical customer 26 and younger will pay $207.34 per month while a person over 56 years old will pay over $365.70 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $207.34 |
| 26 - 35 | $288.03 |
| 36 - 45 | $348.99 |
| 46 - 56 | $366.16 |
| > 56 | $365.70 |
Pennsylvania Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Pennsylvania who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Pennsylvania, smokers pay $347.89 while non-smokers pay $302.02 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $302.02 |
| Smoker | $347.89 |
The most affordable health insurance premiums, by city, in Pennsylvania
These cities had the most affordable health insurance premiums across Pennsylvania in 2019.
Most Affordable City Premiums in Pennsylvania Health Insurance
| City | Average of Health Premium |
|---|---|
| Hereford | $154.81 |
| Lock Haven | $154.81 |
| New Holland | $154.81 |
| Croydon | $157.26 |
| Darby | $170.43 |
| Huntingdon Valley | $175.03 |
| Leo Zacharias | $175.03 |
| Media | $175.03 |
| Jenkintown | $187.00 |
| Schnecksville | $187.00 |
| East Freedom | $187.00 |
| Warminster | $187.00 |
The most expensive health insurance premiums, by city, in Pennsylvania
These cities had the most expensive health insurance premiums across Pennsylvania in 2019.
Most Expensive City Premiums in Pennsylvania Health Insurance
| City | Average of Health Premium |
|---|---|
| Wilkes Barre | $682.26 |
| New Milford | $702.67 |
| Greensburg | $708.94 |
| Millville | $715.47 |
| Horsham | $783.30 |
| Hamburg | $804.81 |
| Lake Ariel | $821.89 |
| Effort | $832.10 |
| Tamaqua | $852.38 |
| Harmony | $876.57 |
When is open enrollment 2021 in Pennsylvania?
Open enrollment periods do vary by state and insurance type. Pennsylvania relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. Pennsylvania will be transitioning to a state-run exchange in the fall of 2020. Insurance companies that participate in the federal exchange include: Capital Advantage Assurance, Geisinger Health Plan, Geisinger Quality Options, Highmark, Inc. (EPO and PPO), Highmark Benefits Group, Highmark Health Insurance Company (PPO), Highmark Choice Company, Keystone Health Plan East (Independence Blue Cross HMO), QCC Insurance Company (Independence Blue Cross PPO), UPMC Health Options (PPO and EPO), PA Health and Wellness, Oscar Health. Pennsylvania Open Enrollment for 2021 is November 1, 2020 -December 15, 2020.
Missed open enrollment? No worries, you still have options! Call now to speak with a Licensed rep to hear more.
When is Medicare open enrollment 2021 in Pennsylvania?
Medicare open enrollment dates also vary by state. Pennsylvania in 2021 Medicare Open Enrollment is [Medicare open enrollment period] this upcoming period. Pennsylvania 2021 Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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