How much is health insurance in the Peace Garden State?
With a population of almost 770,000, North Dakota is the 47th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in North Dakota typically pay for coverage based on different factors.
North Dakota Health Insurance Premium by Age
In North Dakota, the typical customer 26 and younger will pay $157.26 per month while a person over 56 years old will pay over $349.18 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $157.26 |
| 26 - 35 | $212.37 |
| 36 - 45 | $255.21 |
| 46 - 56 | $694.63 |
| > 56 | $349.18 |
North Dakota Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in North Dakota who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In North Dakota smokers pay $377.46 while non-smokers pay $387.88 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $387.88 |
| Smoker | $377.46 |
The most affordable health insurance premiums, by city, in North Dakota
These cities had the most affordable health insurance premiums across North Dakota in 2019.
Most Affordable City Premiums in North Dakota Health Insurance
| City | Average of Health Premium |
|---|---|
| Bismarck | $157.26 |
| Watford City | $208.00 |
| Mandan | $209.06 |
| Bowden | $209.61 |
| Cando | $245.63 |
| Grand Forks | $280.36 |
| Walcott | $285.37 |
| Minot | $303.16 |
| West Fargo | $392.39 |
| Williston | $392.94 |
The most expensive health insurance premiums, by city, in North Dakota?
These cities had the most expensive health insurance premiums across North Dakota in 2019.
Most Expensive City Premiums in North Dakota Health Insurance
| City | Average of Health Premium |
|---|---|
| Fargo | $418.44 |
| Alexander | $459.00 |
| Milnor | $485.73 |
| Underwood | $616.49 |
| Dickinson | $949.27 |
When is open enrollment 2021 in North Dakota?
Open enrollment periods do vary by state and insurance type. North Dakota relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. North Dakota insurance companies that participate in the federal exchange include: Medica, Blue Cross Blue Shield of North Dakota (Noridian), and Sanford. North Dakota 2021 Open Enrollment is November 1, 2020 -December 15, 2020.
Missed open enrollment? No worries, you still have options! Call now to speak with a Licensed rep to hear more.
When is Medicare open enrollment 2021 in North Dakota?
Medicare open enrollment dates also vary by state. North Dakota 2021 Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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