North Carolina Health Insurance Plans
With a population of almost 10,500,000, North Carolina is the 15th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in North Carolina typically pay for coverage based on different factors.
North Carolina Health Insurance Premium by Age
In North Carolina, the typical customer 26 and younger will pay $140.67 per month while a person over 56 years old will pay over $301.68 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $140.67 |
| 26 - 35 | $195.53 |
| 36 - 45 | $248.85 |
| 46 - 56 | $300.04 |
| > 56 | $301.68 |
North Carolina Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in North Carolina who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In North Carolina smokers pay $293.41 while non-smokers pay $246.56 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $246.56 |
| Smoker | $293.41 |
The most affordable health insurance premiums, by city, in North Carolina
These cities had the most affordable health insurance premiums across North Carolina in 2019.
Most Affordable City Premiums in North Carolina Health Insurance
| City | Average of Health Premium |
|---|---|
| Weaverville | $109.55 |
| Fuquay | $119.37 |
| Lincolnton | $119.37 |
| Kill Devil Hills | $119.41 |
| wilson | $121.94 |
| Cameron | $122.16 |
| King Mountain | $131.57 |
| Candler | $137.17 |
| Hudson | $138.59 |
| Mt Airy | $149.81 |
The most expensive health insurance premiums, by city, in North Carolina
These cities had the most expensive health insurance premiums across North Carolina in 2019.
Most Expensive City Premiums in North Carolina Health Insurance
| City | Average of Health Premium |
|---|---|
| Camden | $418.00 |
| Belmon | $441.02 |
| Charrlotte | $443.01 |
| Burlington | $445.36 |
| Smithfield | $470.39 |
| Clemmons | $488.53 |
| Kannapolis | $558.00 |
| Fairview | $647.15 |
| High Point | $677.35 |
| Holly Springs | $741.37 |
When is open enrollment 2021 in North Carolina?
Open enrollment periods do vary by state and insurance type. North Carolina relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. North Carolina insurance companies that participate in the federal exchange include: Blue Cross Blue Shield of North Carolina, Cigna, Ambetter, and Bright Health. North Carolina 2021 Open Enrollment is November 1, 2020 -December 15, 2020.
Missed open enrollment? No worries, you still have options! Call now to speak with a Licensed rep to hear more.
When is Medicare open enrollment 2021 in North Carolina?
Medicare open enrollment dates also vary by state. North Carolina 2021 Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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