How much is health insurance in the Bluegrass State?
With a population of almost 4,500,000 Kentucky is the 26th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Kentucky typically pay for coverage based on different factors.
Kentucky Health Insurance Premium by Age
In Kentucky the typical customer 26 and younger will pay $175.13 per month while a person over 56 years old will pay over $389.77 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $175.13 |
| 26 - 35 | $284.72 |
| 36 - 45 | $316.98 |
| 46 - 56 | $344.66 |
| > 56 | $389.77 |
Kentucky Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Kentucky who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Kentucky, smokers pay $284.69 while non-smokers pay $349.01 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $349.01 |
| Smoker | $284.69 |
The most affordable health insurance premiums, by city, in Kentucky
These cities had the most affordable health insurance premiums across Kentucky in 2019.
Most Affordable City Premiums in Kentucky Health Insurance
| City | Average of Health Premium |
|---|---|
| Mayfield | $138.34 |
| Madisonville | $157.26 |
| Goshen | $172.58 |
| Walton | $172.58 |
| Hopkinsville | $174.27 |
| Horse Branch | $175.03 |
| Glendale | $176.99 |
| Nicholasville | $187.00 |
| Harrodsburg | $187.00 |
| Leitchfield | $187.98 |
The most expensive health insurance premiums, by city, in Kentucky
These cities had the most expensive health insurance premiums across Kentucky in 2019.
Most Expensive City Premiums in Kentucky Health Insurance
| City | Average of Health Premium |
|---|---|
| New Hope | $574.97 |
| Cerulean | $589.92 |
| Happy | $591.98 |
| Newport | $602.82 |
| Jackson | $604.89 |
| Elizabethtown | $655.64 |
| Irvine | $663.07 |
| Florence | $769.44 |
| Vine Grove | $792.89 |
| South Portsmouth | $1,171.95 |
When is open enrollment 2021 in Kentucky?
Open enrollment periods do vary by state and insurance type. Kentucky relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. Kentucky insurance companies that participate in the federal exchange include: Anthem and CareSource Kentucky 2021 Open Enrollment Open Enrollment is November 1, 2020 -December 15, 2020.
When is Medicare open enrollment 2021 in Kentucky
Medicare open enrollment dates also vary by state. Kentucky Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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