How much is health insurance in the Gem State?
With a population of almost 1,800,000, Idaho is the 39th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Idaho typically pay for coverage based on different factors.
Idaho Health Insurance Premium by Age
In Idaho, the typical customer 26 and younger will pay $159.71 per month while a person over 56 years old will pay over $476.00 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $159.71 |
| 26 - 35 | $307.39 |
| 36 - 45 | $500.31 |
| 46 - 56 | $367.01 |
| > 56 | $476.00 |
Idaho Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Idaho who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Idaho, smokers pay $445.75 while non-smokers pay $408.74 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $408.74 |
| Smoker | $445.75 |
The most affordable health insurance premiums, by city, in Idaho
These cities had the most affordable health insurance premiums across Idaho in 2019.
Most Affordable City Premiums in Idaho Health Insurance
| City | Average of Health Premium |
|---|---|
| Sandpoint | $159.71 |
| Post Falls | $188.00 |
| Preston | $238.00 |
| Boise | $295.25 |
| Coeur D Alene | $305.03 |
The most expensive health insurance premiums, by city, in Idaho
These cities had the most expensive health insurance premiums across Idaho in 2019.
Most Expensive City Premiums in Idaho Health Insurance
| City | Average of Health Premium |
|---|---|
| Parma | $312.75 |
| Eagle | $402.50 |
| Middleton | $402.50 |
| Meridian | $427.35 |
| Twin Falls | $533.83 |
| Ammon | $563.07 |
| Dalton Gardens | $608.00 |
| Wilder | $847.41 |
When is open enrollment 2021 in Idaho?
Open enrollment periods do vary by state and insurance type. Idaho has a state-run exchanges, Your Health Idaho. Idaho insurance companies that participate in the state-run exchange include: Blue Cross Idaho, Mountain Health CO-OP, SelectHealth, and PacificSource. Idaho in 2021 Open Enrollment is November 1, 2020 -December 15, 2020.
When is Medicare open enrollment 2021 in Idaho?
Medicare open enrollment dates also vary by state. Idaho Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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