How much is health insurance in the Blue Hen State?
With a population of almost 975,000 Delaware is the 45th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Delaware typically pay for coverage based on different factors.
Delaware Health Insurance Premium by Age
In Delaware, the typical customer 26 and younger will pay $218.92 per month while a person over 56 years old will pay over $418.89 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $218.92 |
| 26 - 35 | $257.86 |
| 36 - 45 | $349.17 |
| 46 - 56 | $414.83 |
| > 56 | $418.89 |
Delaware Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Delaware who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Delaware, smokers pay $268.99 while non-smokers pay $506.33 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $506.33 |
| Smoker | $268.99 |
The most affordable health insurance premiums, by city, in Delaware
These cities had the most affordable health insurance premiums across Delaware in 2019.
Most Affordable City Premiums in Delaware Health Insurance
| City | Average of Health Premium |
|---|---|
| Smyrna | $239.00 |
| Wilmington | $241.12 |
| Dover | $268.99 |
| New Castle | $333.99 |
| Middletown | $363.55 |
| Newark | $886.54 |
The most expensive health insurance premiums, by city, in Delaware
These cities had the most expensive health insurance premiums across Delaware in 2019.
Most Expensive City Premiums in Delaware Health Insurance
| City | Average of Health Premium |
|---|---|
| Smyrna | $239.00 |
| Wilmington | $241.12 |
| Dover | $268.99 |
| New Castle | $333.99 |
| Middletown | $363.55 |
| Newark | $886.54 |
When is open enrollment 2021 in Delaware?
Open enrollment periods do vary by state and insurance type. Delaware’s state exchange is Choose Health Delaware, and the exchange handles consumer assistance and plan management. Residents enroll through HealthCare.gov. Open Enrollment is November 1, 2020- December 15, 2020. Highmark BCBS of Delaware is the only insurance company in the state exchange.
When is Medicare open enrollment 2021 in Delaware?
Medicare open enrollment dates also vary by state. Delaware Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021, and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021.
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