Rhode Island Health Insurance Plans
With a population of almost 1,100,000 Rhode Island is the 44th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Rhode Island typically pay for coverage based on different factors.
Rhode Island Health Insurance Premium by Age
In Rhode Island, the typical customer 26 and younger will pay $189.99 per month while a person over 56 years old will pay over $397.52 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $189.99 |
| 26 - 35 | $201.23 |
| 36 - 45 | $361.74 |
| 46 - 56 | $279.98 |
| > 56 | $397.52 |
Rhode Island Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Rhode Island who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Rhode Island smokers pay $383.20 while non-smokers pay $327.30 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $327.30 |
| Smoker | $383.20 |
The most affordable health insurance premiums, by city, in Rhode Island
These cities had the most affordable health insurance premiums across Rhode Island in 2019.
Most Affordable City Premiums in Rhode Island Health Insurance
| City | Average of Health Premium |
|---|---|
| Pawtucket | $145.70 |
| North Scituate | $189.99 |
| Cobentry | $189.99 |
| North Smithfield | $219.98 |
| East Greenwich | $219.98 |
| Smithfield | $219.98 |
| Providence | $228.65 |
| Johnston | $238.00 |
The most expensive health insurance premiums, by city, in Rhode Island
These cities had the most expensive health insurance premiums across Rhode Island in 2019.
Most Expensive City Premiums in Rhode Island Health Insurance
| City | Average of Health Premium |
|---|---|
| Portsmouth | $397.53 |
| West Warick | $513.19 |
| Warwick | $584.76 |
| Woonsocket | $644.34 |
When is open enrollment 2021 in Rhode Island?
Open enrollment periods do vary by state and insurance type. Rhode Island has a state-run exchange, HealthSource RI Rhode Island insurance companies that participate in the state-run exchange include: Blue Cross Blue Shield of Rhode Island and Neighborhood Health Plan of Rhode Island. Rhode Island in 2021 Open Enrollment is October 15, 2020-December 21, 2021.
Missed open enrollment? No worries, you still have options! Call now to speak with a Licensed rep to hear more.
When is Medicare open enrollment 2021 in Rhode Island?
Medicare open enrollment dates also vary by state. Rhode Island 2021 Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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