How much is health insurance in the Pelican State?
With a population of almost 4,650,000 Louisiana is the 25th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Louisiana typically pay for coverage based on different factors.
Louisiana Health Insurance Premium by Age
In Louisiana the typical customer 26 and younger will pay $188.38 per month while a person over 56 years old will pay over $375.97 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $188.38 |
| 26 - 35 | $288.18 |
| 36 - 45 | $403.72 |
| 46 - 56 | $417.94 |
| > 56 | $375.97 |
Louisiana Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Louisiana who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Louisiana, smokers pay $393.87 while non-smokers pay $369.68 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $369.68 |
| Smoker | $393.87 |
The most affordable health insurance premiums, by city, in Louisiana
These cities had the most affordable health insurance premiums across Louisiana in 2019.
Most Affordable City Premiums in Louisiana Health Insurance
| City | Average of Health Premium |
|---|---|
| Greensburg | $154.81 |
| New Iberia | $154.81 |
| Plaquemine | $154.81 |
| Port Sulphur | $155.74 |
| Grambling | $169.78 |
| Metarie | $176.99 |
| Destrehan | $182.45 |
| Breaux Bridge | $187.00 |
| Jeanerette | $187.40 |
| Temptee | $189.99 |
The most expensive health insurance premiums, by city, in Louisiana
These cities had the most expensive health insurance premiums across Louisiana in 2019.
Most Expensive City Premiums in Louisiana Health Insurance
| City | Average of Health Premium |
|---|---|
| Oakdale | $513.19 |
| Dubach | $517.58 |
| New Orleans | $534.61 |
| Mandeville | $579.16 |
| Gloster | $582.41 |
| Lake Charles | $661.15 |
| Grayson | $676.99 |
| Golden Meadow | $684.50 |
| Houma | $850.12 |
| Georgetown | $1,063.11 |
When is open enrollment 2021 in Louisiana?
Open enrollment periods do vary by state and insurance type. Louisiana relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. Louisiana insurance companies that participate in the federal exchange include: Blue Cross Blue Shield of Louisiana (Louisiana Health Service and Indemnity Company), HMO Louisiana, Vantage Health Plan, and Christus Health Plan. Louisiana 2021 Open Enrollment is November 1, 2020 -December 15, 2020.
When is Medicare open enrollment 2021 in Louisiana?
Medicare open enrollment dates also vary by state. Louisiana Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021, and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021.
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