How much is health insurance in the Hawkeye State?
With a population of almost 3,100,000, Iowa is the 31st most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Iowa typically pay for coverage based on different factors.
Iowa Health Insurance Premium by Age
In Iowa the typical customer 26 and younger will pay $187.00 per month while a person over 56 years old will pay over $408.23 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $187.00 |
| 26 - 35 | $226.20 |
| 36 - 45 | $438.84 |
| 46 - 56 | $341.62 |
| > 56 | $408.23 |
Iowa Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Iowa who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Iowa, smokers pay $321.66 while non-smokers pay $361.10 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $361.10 |
| Smoker | $321.66 |
The most affordable health insurance premiums, by city, in Iowa
These cities had the most affordable health insurance premiums across Iowa in 2019.
Most Affordable City Premiums in Iowa Health Insurance
| City | Average of Health Premium |
|---|---|
| Hopkinton | $172.58 |
| New Providence | $175.03 |
| Eubuque | $199.16 |
| Cedar Rapids | $216.98 |
| Ames | $217.58 |
| Le Mars | $223.11 |
| Coralville | $223.21 |
| Thayer | $224.73 |
| Sloan | $226.99 |
| Muscatine | $239.98 |
The most expensive health insurance premiums, by city, in Iowa
These cities had the most expensive health insurance premiums across Iowa in 2019.
Most Expensive City Premiums in Iowa Health Insurance
| City | Average of Health Premium |
|---|---|
| Waucoma | $329.99 |
| Waterloo | $370.98 |
| Kellog | $377.04 |
| Slater | $390.24 |
| Creston | $411.16 |
| Des Moines | $454.12 |
| Clive | $666.99 |
| Clinton | $696.49 |
| Indianola | $702.22 |
| Davenport | $754.41 |
When is open enrollment 2021 in Iowa?
Open enrollment periods do vary by state and insurance type. Iowa relies on the federal exchange of the Affordable Care Act. Residents may enroll for health insurance on HealthCare.gov. Iowa insurance companies that participate in the federal exchange include: Wellmark and Medica. Iowa Open Enrollment is November 1, 2020 -December 15, 2020.
When is Medicare open enrollment 2021 in Iowa
Medicare open enrollment dates also vary by state. Iowa Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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