Illinois Health Insurance Plans
With a population of 2,700,000, Illinois is the 6th most populated state in the country. There are many factors that go into calculating the rate you pay for your health insurance. Below is a breakdown of how much other people in Illinois typically pay for coverage based on different factors.
Illinois Health Insurance Premium by Age
In Illinois, the typical customer 26 and younger will pay $208.24 per month while a person over 56 years old will pay over $360.57 per month.
Age Range Premiums
| Age Range | Premium |
|---|---|
| < 26 | $208.24 |
| 26 - 35 | $227.44 |
| 36 - 45 | $317.11 |
| 46 - 56 | $352.01 |
| > 56 | $360.57 |
Illinois Health Insurance Premium for Smokers vs. Non-Smokers
As with all states, customers in Illinois who smoke may pay a higher premium for their health insurance than those customers who are non-smokers. In Illinois, smokers pay $334.78 while non-smokers pay $334.78 on average.
Smoker vs. Non-Smoker
| Smoker? | Average of Health Premium |
|---|---|
| Non-Smoker | $319.75 |
| Smoker | $334.78 |
The most affordable health insurance premiums, by city, in Illinois
These cities had the most affordable health insurance premiums across Illinois in 2019.
Most Affordable City Premiums in Illinois Health Insurance
| City | Average of Health Premium |
|---|---|
| Cicero | $150.64 |
| Midlothian | $153.16 |
| Dekalb | $157.26 |
| Belleville | $177.86 |
| Crystal Lake | $187.00 |
| Crescent City | $187.00 |
| Altamont | $187.00 |
| Tinley Park | $198.42 |
| Decatur | $198.49 |
| Evanston | $207.20 |
The most expensive health insurance premiums, by city, in Illinois
These cities had the most expensive health insurance premiums across Illinois in 2019.
Most Expensive City Premiums in Illinois Health Insurance
| City | Average of Health Premium |
|---|---|
| Indian Head Park | $520.76 |
| Kankakee | $522.84 |
| Yorkville | $548.99 |
| Lindenhurst | $561.98 |
| Elk Grove village | $592.87 |
| Arlington heights | $649.78 |
| Westchester | $723.93 |
| Marion | $747.89 |
| Mount Prospect | $769.44 |
| Germantown Hill | $1,084.85 |
When is open enrollment 2021 in Illinois?
Open enrollment periods do vary by state and insurance type. The Illinois state-run exchange is Get Covered Illinois and residents use Healthcare.gov to enroll for health insurance. Illinois insurance companies that participate in the state run exchange include: Celtic Insurance Company (Ambetter), Health Alliance Medical Plans, Inc. (HAMP), Health Care Service Corporation (Blue Cross Blue Shield of Illinois), Cigna, and Quartz Health Benefit Plans Corporation. Illinois 2021 Open Enrollment is November 1, 2020 -December 15, 2020.
When is Medicare open enrollment 2021 in Illinois?
Medicare open enrollment dates also vary by state. Illinois Medicare Open Enrollment is October 15, 2020-December 7, 2020. The General Enrollment Period begins January 1, 2021 and will end March 31, 2021. The Medicare Advantage Open Enrollment Period is from January 1, 2021 to March 31, 2021
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