Usually you won’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working for a certain amount of time. This is called a premium-free Medicare Part A. If you are not eligible for premium-free Medicare part A, you can usually buy Medicare Part A coverage. If you buy Medicare Part A, you will pay a premium of either $259 or up to $471 each month in 2021 depending on how long they or their spouse worked and paid Medicare taxes.
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Top questions about 2021 Medicare Coverage
Coronavirus disease 2019 (COVID-19) Medicare is committed to getting you the information you need on COVID-19. For the most up-to-date information on coverage and benefits, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
Medicare Annual Enrollment Perdiod(AEP) is October 15 to December 7, but did you know you can get an early look at next year’s health plans and prescription drug plans starting on October 1? Contact licensed Medicare agents today to learn more.
If you aren’t eligible for premium-free Part A, and you don’t buy it when you’re first eligible, your monthly premium may go up 10% for many years once enrolling. You’ll have to pay the higher premium for twice the number of years you could have had Part A but didn’t sign up.